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After a hurricane or tropical storm sweeps through Florida, one of the first steps homeowners take is filing a roof damage claim. But working with insurance adjusters can be one of the most confusing—and frustrating—parts of the process.

If you’re a Florida homeowner shopping for a new roof, you’re likely familiar with the classic debate: shingles vs. metal. For decades, asphalt shingles have dominated the residential market. But lately, more and more smart homeowners are making the switch to metal — and with good reason. At Honest Roofing FL, we see this trend firsthand. In this post, we’ll lay out why metal roofs are gaining traction, especially here in Florida, and what you should consider before making th

Because our state faces hurricanes, tropical storms, and year-round sun exposure, roof damage is practically inevitable. Whether your insurer covers a full replacement or just partial repairs depends on your policy, the cause of the damage, and how quickly you take action.

Florida homeowners know that wind is one of the most destructive forces affecting roofs. From tropical storms in Miami to hurricane gusts near Tampa and Jacksonville, even short-lived high winds can lift shingles, damage flashing, and compromise your home’s structural integrity.

From Miami and Fort Lauderdale to Tampa, Orlando, and Jacksonville, Florida homeowners face one undeniable truth: storms are a way of life. High winds, torrential rain, hail, and flying debris can all leave your roof battered — even when it doesn’t look that way from the ground.

Filing a roof insurance claim in Florida can feel overwhelming, especially after severe weather like hurricanes, hailstorms, or heavy winds. Many homeowners are unsure where to begin, what documentation they need, or how to work with their insurance company to get the claim approved.